How to Choose a Coin Class That Fits You

We have covered 9 different ways to look at coins. Now, you need to build Your Portfolio.

There is no "perfect portfolio," but there are "perfectly balanced" portfolios.

3 Common Archetypes

1. The Survivalist (Grid Down Focus)

• Goal: Barter ability.
• Allocation:
  • 60% Emergency-Liquid (Junk Silver).
  • 20% Sleep-Well (Generic Rounds).
  • 20% Gold Fractional (for bribes/big purchases).

2. The Wealth Preserver (Inflation Focus)

• Goal: Beat the dollar.
• Allocation:
  • 80% Sleep-Well (Low premium 10oz Bars / Tubes of Eagles).
  • 10% Legacy Coins (Heirloom quality).
  • 10% Speculative (Mining stocks or high-risk numismatics).

3. The Hobbyist (Fun Focus)

• Goal: Enjoyment + Savings.
• Allocation:
  • 50% Dealer-Friendly (To ensure exit liquidity).
  • 50% "Whatever looks cool."
  • Rule: Never spend rent money on the "Fun" half.

The Next Step

Don't overthink the exact percentages. Just check your current stack. If you own 0% Junk Silver, you are weak on "Emergency Liquidity." If you own 0% Generic Bars, you are weak on "Sleep-Well" (paying too high premiums).

Balance the scales.