2026-01-14
When Capsules Are Overkill: Stop Wasting Money on Plastic
Putting a generic silver round in a $1.00 capsule is like putting a Honda Civic in a climate-controlled museum vault.
New stackers love capsules. They make the coins look precious. But they kill your ROI (Return on Investment).
The Math
- Coin Cost: $30.00
- Capsule Cost: $1.00
- Total Cost: $31.00
- Premium Added: 3.3%
You just increased your break-even price by 3.3% for zero reason. When you sell that coin, the dealer will not pay you extra for the capsule. He will likely crack it open and throw the capsule away to test the coin.
The Rule
- Generic Rounds/Bars: TUBES ONLY.
- Sovereign Coins (Eagles/Maples): TUBES ONLY.
- Numismatics (Proof/Rare): CAPSULES.
If the coin's value is based on its metal, use a tube. If the coin's value is based on its perfection, use a capsule.
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