2026-01-14

What Happens If You Overpay Slightly? (The "Perfect Deal" Myth)

You bought an Eagle for $35. Your friend bought one for $34. Did you fail? No. Here is why.

New stackers are obsessed with "The Best Price." They will spend 3 hours searching 10 websites to save $0.50 cents on an ounce of silver. This is Minimum Wage Thinking.

The Math of Overpaying

Let's say you "overpay" by $1.00 per ounce on a 10oz bar. You lost $10.00. But you acquired the asset. You moved your wealth out of fiat currency.

The Cost of Waiting

Now let's say you didn't buy because you were waiting for a better deal. And while you waited, the price jumped $2.00. Now you lost $20.00 (opportunity cost).

"Time in the market beats timing the market." This is a cliché because it is true. If you overpay slightly today, inflation will likely erase that mistake in 12 months anyway. Don't let the fear of "losing a dollar" stop you from "protecting a thousand."

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What Happens If You Overpay Slightly? (The "Perfect Deal" Myth) | Knowledge Vault | Salarsu