The "Shoebox" Conversation: How to Tell Your Family What You Own
If you die tomorrow, does your spouse know the difference between a Silver Eagle and a generic round? If not, you are leaving them a burden, not a blessing.
Most stackers operate in secret. Bubba has a safe full of gold, and his wife thinks it's just "old coins." This is a recipe for disaster.
The Horror Scenario
You pass away. Your spouse is grieving. She finds the heavy box. She doesn't know what it is. She takes it to a pawn shop because she needs money for the funeral. The pawn broker gives her $500 for a box worth $50,000. This happens every day.
The Talk
You don't need to give them the combination to the safe (yet). But you need to have The Conversation:
- "There is value here." Explain that the box is worth roughly the price of a small car.
- "Do Not Sell to Pawn Shops." Make them promise.
- "Call This Number." Give them the name of a trusted dealer or friend who will help them liquidate fairly.
The Legacy Letter
Don't just talk. Write it down. Download our template for a 'Legacy Letter' that explains your stack to your heirs.