2026-01-14
How to Match Coin Types to Your Intent (The Matrix)
Are you a Prepper? A Collector? An Investor? Each persona requires a different "Fuel." Here is your custom shopping list.
Stop buying random shiny things. Define your mission. Then buy the fuel for that mission.
Persona 1: The Prepper (Intent: Survival)
- Goal: Barter, Small Change, Disaster Insurance.
- Buy: 90% Junk Silver (Dimes/Quarters).
- Avoid: Large Bars, Graded Coins suitable for museums.
Persona 2: The Investor (Intent: Wealth Preservation)
- Goal: Lowest Premiums, High Liquidity.
- Buy: Generic 1oz Rounds (Buffaloes) and 10oz Bars.
- Avoid: High-premium Eagles, Numismatics.
Persona 3: The Collector (Intent: Joy/History)
- Goal: Beauty, Rarity, Historical Significance.
- Buy: Morgan Dollars, Pre-1933 Gold, Graded Liberty Walking Halves.
- Avoid: Boring Generic Rounds.
The Golden Rule: It is okay to be all three. Just don't mix up the stacks. Keep your Prepper stack separate from your Collector stack.
The Stacker's Matrix
Take our 1-minute quiz. We tell you exactly what percentage of your stack should be Junk vs Bullion vs Numismatics based on your age and goals.